No KYC · Non-custodial · Private

BNB/XLM wallet exchange

ToSwap routes BNB (BNB) into Stellar (XLM) on Stellar mainnet as a one-shot wallet transfer — no signup, no KYC file, no hosted balance. Send BNB yourself; after it confirms, XLM lands at the address you paste. Most orders wrap up in minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the BNB amount and paste the Stellar address that should collect payout on Stellar mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that BNB amount to the deposit. After BNB Smart Chain confirms, XLM is pushed to your wallet.

    Before you broadcast

    • BSC confirmations are usually fast — often within a minute.
    • Send BNB on BNB Smart Chain only — not BEP2 or other networks unless your order specifies them.
    • Leave enough BNB for gas when sending BEP-20 tokens from the same wallet.
    • If XLM is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    BNB — native gas on BSC

    BNB powers BNB Smart Chain — fast EVM transfers and the gas token for BEP-20 tokens on BSC.

    BNB on BSC

    Use a BSC-compatible wallet and address (0x…).

    Do not send BNB on Ethereum or other chains — wrapped versions are different assets.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. BSC BEP-20 vs ERC-20 mistakes BEP-20 and ERC-20 are different chains despite similar tickers. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    BNB Swap BNB (BNB) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → BNB Instant Stellar → BNB: anonymous no-KYC, wallet-to-wallet, payout after confirmation. BNB → BTC Convert BNB to Bitcoin with top rates and low fees where the market allows. No profile, no hosted balance. BNB → XMR Convert BNB to Monero with top rates and low fees where the market allows. No profile, no hosted balance. BNB → ETH Convert BNB to Ethereum with top rates and low fees where the market allows. No profile, no hosted balance. BNB → USDT Exchange BNB for USDT without signup — privacy-first, non-custodial, fees shown before you send. BNB → USDT Instant BNB → Tether: anonymous no-KYC, wallet-to-wallet, payout after confirmation. BNB → USDC BNB to USDC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. BNB → SOL Exchange BNB for SOL without signup — privacy-first, non-custodial, fees shown before you send. BNB → ZEC Exchange BNB for ZEC without signup — privacy-first, non-custodial, fees shown before you send. BNB → LTC Instant BNB → Litecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. BNB → XRP BNB to XRP via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. BNB → TRX BNB to TRX via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit.

    FAQ for this route

    Is KYC or a ToSwap account required for BNB → XLM?

    No. ToSwap never opens a profile or asks for ID documents on a standard BNB to Stellar order. You stay non-custodial on both legs.

    How fast does XLM usually arrive?

    Many payouts leave within minutes after the BNB Smart Chain deposit confirms. Congestion on BNB Smart Chain or Stellar mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my BNB or XLM?

    No hosted balance. You broadcast BNB from a wallet you control; XLM is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send BNB on the wrong network?

    Match BNB Smart Chain exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.