Three steps on ToSwap
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Set the BTC amount and paste the Ripple address that should collect payout on XRP Ledger.
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Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.
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Send exactly that BTC amount to the deposit. After Bitcoin mainnet confirms, XRP is pushed to your wallet.
Before you broadcast
- A single network confirmation is typically enough to start the payout.
- How long BTC takes to confirm tracks mempool load and the fee on your send.
- SegWit deposit addresses keep fees lower. If your wallet cannot send to SegWit, contact support before you broadcast.
- If XRP is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
Bitcoin on ToSwap — liquidity without a login
BTC is still the deepest on-ramp into crypto. On ToSwap you keep the keys: quote first, broadcast native Bitcoin, collect XMR, ETH, stables, or another indexed payout — anonymous no-KYC, no hosted balance.
BTC deposit checklist
- Confirm your wallet can send to SegWit (bc1…) addresses.
- Leave enough for a network fee — low fees mean slower confirmation.
- Broadcast only BTC on Bitcoin mainnet to the deposit shown on your order.
How long does a BTC deposit take?
Block times vary with network load and your chosen fee.
- Use mempool.space or similar tools to check whether your fee is competitive.
- Explorers show queue position — compare against pending transaction volume.
- Average block interval is ~10 minutes, but longer gaps happen.
Why traders move BTC to other chains
Bitcoin offers deep liquidity and wide recognition — many swaps start with BTC as the funding asset.
Moving into Ethereum, stablecoins, or alt L1s lets you access DeFi, payments, or portfolio diversification without a custodial account.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Deposit checklist
Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.
Asset hubs
More anonymous no-KYC lanes and chain notes for each coin.
FAQ for this route
Is KYC or a ToSwap account required for BTC → XRP?
No. ToSwap never opens a profile or asks for ID documents on a standard Bitcoin to Ripple order. You stay non-custodial on both legs.
How fast does XRP usually arrive?
Many payouts leave within minutes after the Bitcoin mainnet deposit confirms. Congestion on Bitcoin mainnet or XRP Ledger can stretch that — fees and mempools set the clock, not a manual review.
Does ToSwap hold my BTC or XRP?
No hosted balance. You broadcast BTC from a wallet you control; XRP is paid only to the address you paste. Nothing sits under a ToSwap username.
What if I send BTC on the wrong network?
Match Bitcoin mainnet exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.