No KYC · Non-custodial · Private

Tether to Monero

Looking for XMR on Monero mainnet? Keep custody of both ends: quote on ToSwap, push Tether from your wallet, collect Monero automatically once the deposit depth clears. Private by design — no account to open.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the USDT amount and paste the Monero address that should collect payout on Monero mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that USDT amount to the deposit. After TRC-20 on Tron confirms, XMR is pushed to your wallet.

    Before you broadcast

    • TRC-20 USDT confirms quickly on Tron — usually within a minute or two.
    • Never send USDT on the wrong network. TRC-20, ERC-20, and other variants are not interchangeable.
    • Keep a small TRX balance in your wallet to pay Tron energy/bandwidth for TRC-20 sends.
    • If XMR is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    USDT on ToSwap — mint and chain first

    Tether tracks the dollar, but TRC-20, ERC-20, and SPL are different deposits. This hub leans TRC-20 for low fees; always copy the network badge from the live ToSwap order.

    USDT network mismatch

    The most common error is sending ERC-20 USDT to a TRC-20 address or vice versa.

    Double-check the network badge on your order before sending.

    You receive

    Monero on ToSwap — privacy by default

    XMR hides amounts and destinations on-chain. Prefer a fresh subaddress per ToSwap order; after payout, give your wallet time to scan before you assume the GUI is wrong.

    XMR payout not showing?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. TRC-20 energy & bandwidth Why TRC-20 transfers fail when energy or bandwidth runs out. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    USDT Swap Tether (USDT) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Other pairs on this route

    XMR → USDT Convert Monero to Tether with top rates and low fees where the market allows. No profile, no hosted balance. USDT → BTC Convert USDT (TRC-20) to Bitcoin with no KYC. Non-custodial USDT→BTC — live quote, no account, ToSwap. USDT → ETH Instant Tether → Ethereum: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDT → USDT Convert Tether to Tether with top rates and low fees where the market allows. No profile, no hosted balance. USDT → USDC Exchange USDT for USDC without signup — privacy-first, non-custodial, fees shown before you send. USDT → SOL USDT to SOL via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDT → ZEC USDT to ZEC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDT → BNB Exchange USDT for BNB without signup — privacy-first, non-custodial, fees shown before you send. USDT → LTC Convert Tether to Litecoin with top rates and low fees where the market allows. No profile, no hosted balance. USDT → XRP Exchange USDT for XRP without signup — privacy-first, non-custodial, fees shown before you send. USDT → TRX Exchange USDT for TRX without signup — privacy-first, non-custodial, fees shown before you send. USDT → DOGE Convert Tether to Dogecoin with top rates and low fees where the market allows. No profile, no hosted balance.

    FAQ for this route

    Is KYC or a ToSwap account required for USDT → XMR?

    No. ToSwap never opens a profile or asks for ID documents on a standard Tether to Monero order. You stay non-custodial on both legs.

    How fast does XMR usually arrive?

    Many payouts leave within minutes after the TRC-20 on Tron deposit confirms. Congestion on TRC-20 on Tron or Monero mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my USDT or XMR?

    No hosted balance. You broadcast USDT from a wallet you control; XMR is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send USDT on the wrong network?

    Match TRC-20 on Tron exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.