No KYC · Non-custodial · Private

Stellar to Tether

Looking for USDT on ERC-20 on Ethereum? Keep custody of both ends: quote on ToSwap, push Stellar from your wallet, collect Tether automatically once the deposit depth clears. Private by design — no account to open.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the XLM amount and paste the Tether address that should collect payout on ERC-20 on Ethereum.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that XLM amount to the deposit. After Stellar mainnet confirms, USDT is pushed to your wallet.

    Before you broadcast

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • If USDT is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    USDT ERC-20 on ToSwap — Ethereum only

    ERC-20 USDT is a different deposit from TRC-20. On ToSwap, leave ETH for gas and send only on Ethereum mainnet when the order badge says ERC-20.

    Receiving ERC-20 USDT

    Set your wallet to Ethereum mainnet with the USDT token visible.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    XLM Swap Stellar (XLM) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

    Other pairs on this route

    USDT → XLM Exchange USDT for XLM without signup — privacy-first, non-custodial, fees shown before you send. XLM → BTC XLM to BTC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XLM → XMR XLM to XMR via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XLM → ETH XLM to ETH via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XLM → USDT Convert Stellar to Tether with top rates and low fees where the market allows. No profile, no hosted balance. XLM → USDC Convert Stellar to USD Coin with top rates and low fees where the market allows. No profile, no hosted balance. XLM → SOL Convert Stellar to Solana with top rates and low fees where the market allows. No profile, no hosted balance. XLM → ZEC Convert Stellar to Zcash with top rates and low fees where the market allows. No profile, no hosted balance. XLM → BNB Instant Stellar → BNB: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XLM → LTC Exchange XLM for LTC without signup — privacy-first, non-custodial, fees shown before you send. XLM → XRP Instant Stellar → Ripple: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XLM → TRX Instant Stellar → Tron: anonymous no-KYC, wallet-to-wallet, payout after confirmation.

    FAQ for this route

    Is KYC or a ToSwap account required for XLM → USDT?

    No. ToSwap never opens a profile or asks for ID documents on a standard Stellar to Tether order. You stay non-custodial on both legs.

    How fast does USDT usually arrive?

    Many payouts leave within minutes after the Stellar mainnet deposit confirms. Congestion on Stellar mainnet or ERC-20 on Ethereum can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my XLM or USDT?

    No hosted balance. You broadcast XLM from a wallet you control; USDT is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send XLM on the wrong network?

    Match Stellar mainnet exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.