No KYC · Non-custodial · Private

XRP/ZEC wallet exchange

ToSwap routes Ripple (XRP) into Zcash (ZEC) on Zcash mainnet as a one-shot wallet transfer — no signup, no KYC file, no hosted balance. Send XRP yourself; after it confirms, ZEC lands at the address you paste. Most orders wrap up in minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the XRP amount and paste the Zcash address that should collect payout on Zcash mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that XRP amount to the deposit. After XRP Ledger confirms, ZEC is pushed to your wallet.

    Before you broadcast

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If ZEC is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Zcash on ToSwap — pick t-addr or shielded

    ZEC lets you choose transparent or shielded receives. ToSwap prints the format on the order — mixing them is the usual way a Zcash deposit fails to credit.

    ZEC receipt troubleshooting

    Confirm address type matches your wallet. Rescan the blockchain in your Zcash client if needed.

    Transparent vs shielded payouts

    Zcash supports both transparent (t-) and shielded (z-) addresses — they are not interchangeable.

    • Use the address type your wallet actually supports before placing the order.
    • Shielded payouts may take longer to appear depending on wallet software.
    • If the order shows a sent tx but balance is zero, rescan the chain in your Zcash client first.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Zcash transparent vs shielded t-addr vs z-addr — send and receive the type your order expects. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    XRP Swap Ripple (XRP) — no KYC hub ZEC Swap Zcash (ZEC) — no KYC hub

    Other pairs on this route

    ZEC → XRP Exchange ZEC for XRP without signup — privacy-first, non-custodial, fees shown before you send. XRP → BTC Convert Ripple to Bitcoin with top rates and low fees where the market allows. No profile, no hosted balance. XRP → XMR Convert Ripple to Monero with top rates and low fees where the market allows. No profile, no hosted balance. XRP → ETH Convert Ripple to Ethereum with top rates and low fees where the market allows. No profile, no hosted balance. XRP → USDT Exchange XRP for USDT without signup — privacy-first, non-custodial, fees shown before you send. XRP → USDT Instant Ripple → Tether: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XRP → USDC XRP to USDC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XRP → SOL Exchange XRP for SOL without signup — privacy-first, non-custodial, fees shown before you send. XRP → LTC Instant Ripple → Litecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XRP → TRX XRP to TRX via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XRP → DOGE Instant Ripple → Dogecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XRP → ADA XRP to ADA via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit.

    FAQ for this route

    Is KYC or a ToSwap account required for XRP → ZEC?

    No. ToSwap never opens a profile or asks for ID documents on a standard Ripple to Zcash order. You stay non-custodial on both legs.

    How fast does ZEC usually arrive?

    Many payouts leave within minutes after the XRP Ledger deposit confirms. Congestion on XRP Ledger or Zcash mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my XRP or ZEC?

    No hosted balance. You broadcast XRP from a wallet you control; ZEC is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send XRP on the wrong network?

    Match XRP Ledger exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.