No KYC · Non-custodial · Private

Zcash to Stellar

A fast no-KYC ZEC-to-XLM path: the live number is shown first, you fund the deposit from a wallet you control, and payout is automatic on Stellar mainnet. Nothing sits in a ToSwap balance between the two legs.

    Start swap

    You Send
    -
    ▼
    All fees included
    Estimated rate: -
    You Get
    -
    ▼

    Three steps on ToSwap

    1. Set the ZEC amount and paste the Stellar address that should collect payout on Stellar mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that ZEC amount to the deposit. After Zcash mainnet confirms, XLM is pushed to your wallet.

    Before you broadcast

    • Zcash confirmations follow mainnet block times — usually a few minutes.
    • Transparent (t-) and shielded (z-) addresses are not interchangeable — use the type your order specifies.
    • Shielded payouts may take longer to appear depending on wallet support.
    • If XLM is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    Zcash on ToSwap — pick t-addr or shielded

    ZEC lets you choose transparent or shielded receives. ToSwap prints the format on the order — mixing them is the usual way a Zcash deposit fails to credit.

    Transparent vs shielded ZEC

    Sending to the wrong address type is a common failure mode.

    If unsure, ask support which format your order uses before broadcasting.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    Zcash transparent vs shielded t-addr vs z-addr — send and receive the type your order expects. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete — read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    ZEC Swap Zcash (ZEC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → ZEC Convert Stellar to Zcash with top rates and low fees where the market allows. No profile, no hosted balance. ZEC → BTC Instant Zcash → Bitcoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. ZEC → XMR Instant Zcash → Monero: anonymous no-KYC, wallet-to-wallet, payout after confirmation. ZEC → ETH Instant Zcash → Ethereum: anonymous no-KYC, wallet-to-wallet, payout after confirmation. ZEC → USDT ZEC to USDT via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. ZEC → USDT Convert Zcash to Tether with top rates and low fees where the market allows. No profile, no hosted balance. ZEC → USDC Exchange ZEC for USDC without signup — privacy-first, non-custodial, fees shown before you send. ZEC → SOL ZEC to SOL via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. ZEC → LTC Convert Zcash to Litecoin with top rates and low fees where the market allows. No profile, no hosted balance. ZEC → XRP Exchange ZEC for XRP without signup — privacy-first, non-custodial, fees shown before you send. ZEC → TRX Exchange ZEC for TRX without signup — privacy-first, non-custodial, fees shown before you send. ZEC → DOGE Convert Zcash to Dogecoin with top rates and low fees where the market allows. No profile, no hosted balance.

    FAQ for this route

    Is KYC or a ToSwap account required for ZEC → XLM?

    No. ToSwap never opens a profile or asks for ID documents on a standard Zcash to Stellar order. You stay non-custodial on both legs.

    How fast does XLM usually arrive?

    Many payouts leave within minutes after the Zcash mainnet deposit confirms. Congestion on Zcash mainnet or Stellar mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my ZEC or XLM?

    No hosted balance. You broadcast ZEC from a wallet you control; XLM is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send ZEC on the wrong network?

    Match Zcash mainnet exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.