No KYC · Non-custodial · Private

Swap Bitcoin → Stellar (no KYC)

Looking for XLM on Stellar mainnet? Keep custody of both ends: quote on ToSwap, push Bitcoin from your wallet, collect Stellar automatically once the deposit depth clears. Private by design — no account to open.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the BTC amount and paste the Stellar address that should collect payout on Stellar mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that BTC amount to the deposit. After Bitcoin mainnet confirms, XLM is pushed to your wallet.

    Before you broadcast

    • A single network confirmation is typically enough to start the payout.
    • How long BTC takes to confirm tracks mempool load and the fee on your send.
    • SegWit deposit addresses keep fees lower. If your wallet cannot send to SegWit, contact support before you broadcast.
    • If XLM is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    Bitcoin on ToSwap — liquidity without a login

    BTC is still the deepest on-ramp into crypto. On ToSwap you keep the keys: quote first, broadcast native Bitcoin, collect XMR, ETH, stables, or another indexed payout — anonymous no-KYC, no hosted balance.

    BTC deposit checklist

    • Confirm your wallet can send to SegWit (bc1…) addresses.
    • Leave enough for a network fee — low fees mean slower confirmation.
    • Broadcast only BTC on Bitcoin mainnet to the deposit shown on your order.

    How long does a BTC deposit take?

    Block times vary with network load and your chosen fee.

    • Use mempool.space or similar tools to check whether your fee is competitive.
    • Explorers show queue position — compare against pending transaction volume.
    • Average block interval is ~10 minutes, but longer gaps happen.

    Why traders move BTC to other chains

    Bitcoin offers deep liquidity and wide recognition — many swaps start with BTC as the funding asset.

    Moving into Ethereum, stablecoins, or alt L1s lets you access DeFi, payments, or portfolio diversification without a custodial account.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    Bitcoin address formats compared Legacy, SegWit, and Taproot — pick the format your wallet supports. Why is my Bitcoin tx not confirming? Mempool congestion, low fees, and how to speed up inclusion. How many confirmations you need How many blocks exchanges wait for before releasing your payout. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    BTC Swap Bitcoin (BTC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → BTC XLM to BTC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. BTC → XMR Move Bitcoin to Monero with no KYC and no account. Non-custodial, wallet-to-wallet — most orders settle in minutes on ToSwap. BTC → ETH Bitcoin to Ether without signup: privacy-first, non-custodial, ETH paid after BTC confirms. BTC → USDT Convert Bitcoin to Tether with top rates and low fees where the market allows. No profile, no hosted balance. BTC → USDT BTC to USDT via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. BTC → USDC Convert Bitcoin to USD Coin with top rates and low fees where the market allows. No profile, no hosted balance. BTC → SOL Convert Bitcoin to Solana with top rates and low fees where the market allows. No profile, no hosted balance. BTC → ZEC Convert Bitcoin to Zcash with top rates and low fees where the market allows. No profile, no hosted balance. BTC → BNB Instant Bitcoin → BNB: anonymous no-KYC, wallet-to-wallet, payout after confirmation. BTC → LTC BTC to LTC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. BTC → XRP Instant Bitcoin → Ripple: anonymous no-KYC, wallet-to-wallet, payout after confirmation. BTC → TRX Instant Bitcoin → Tron: anonymous no-KYC, wallet-to-wallet, payout after confirmation.

    FAQ for this route

    Is KYC or a ToSwap account required for BTC → XLM?

    No. ToSwap never opens a profile or asks for ID documents on a standard Bitcoin to Stellar order. You stay non-custodial on both legs.

    How fast does XLM usually arrive?

    Many payouts leave within minutes after the Bitcoin mainnet deposit confirms. Congestion on Bitcoin mainnet or Stellar mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my BTC or XLM?

    No hosted balance. You broadcast BTC from a wallet you control; XLM is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send BTC on the wrong network?

    Match Bitcoin mainnet exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.