No KYC · Non-custodial · Private

Dai to Monero

DAI → XMR (Monero mainnet): a privacy-first, non-custodial lane with fees visible before you broadcast. After Dai confirms on ERC-20 on Ethereum, ToSwap pays XMR out — typically within minutes, not hours.

    Start swap

    You Send
    -
    ▼
    All fees included
    Estimated rate: -
    You Get
    -
    ▼

    Three steps on ToSwap

    1. Set the DAI amount and paste the Monero address that should collect payout on Monero mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that DAI amount to the deposit. After ERC-20 on Ethereum confirms, XMR is pushed to your wallet.

    Before you broadcast

    • Payout starts after ERC-20 on Ethereum has enough confirmations.
    • Use ERC-20 on Ethereum only — the same ticker on another chain is a different asset.
    • Read the network badge on the order before you broadcast.
    • If XMR is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    Dai on Ethereum

    Credit DAI only on ERC-20 on Ethereum. A transfer on any other chain will not show up on this order.

    Deposit checklist

    Open a wallet that can send on ERC-20 on Ethereum.

    The wallet network must match the deposit network printed on the order.

    You receive

    Monero on ToSwap — privacy by default

    XMR hides amounts and destinations on-chain. Prefer a fresh subaddress per ToSwap order; after payout, give your wallet time to scan before you assume the GUI is wrong.

    XMR payout not showing?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    DAI Swap Dai (DAI) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Other pairs on this route

    XMR → DAI Convert Monero to Dai with top rates and low fees where the market allows. No profile, no hosted balance. DAI → BTC Instant Dai → Bitcoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. DAI → ETH Instant Dai → Ethereum: anonymous no-KYC, wallet-to-wallet, payout after confirmation. DAI → USDT DAI to USDT via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. DAI → USDT Convert Dai to Tether with top rates and low fees where the market allows. No profile, no hosted balance. DAI → USDC Exchange DAI for USDC without signup — privacy-first, non-custodial, fees shown before you send. DAI → SOL Exchange DAI for SOL without signup — privacy-first, non-custodial, fees shown before you send. DAI → ZEC Exchange DAI for ZEC without signup — privacy-first, non-custodial, fees shown before you send. DAI → BNB DAI to BNB via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. DAI → LTC Convert Dai to Litecoin with top rates and low fees where the market allows. No profile, no hosted balance. DAI → XRP DAI to XRP via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. DAI → DOGE Convert Dai to Dogecoin with top rates and low fees where the market allows. No profile, no hosted balance.

    FAQ for this route

    Is KYC or a ToSwap account required for DAI → XMR?

    No. ToSwap never opens a profile or asks for ID documents on a standard Dai to Monero order. You stay non-custodial on both legs.

    How fast does XMR usually arrive?

    Many payouts leave within minutes after the ERC-20 on Ethereum deposit confirms. Congestion on ERC-20 on Ethereum or Monero mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my DAI or XMR?

    No hosted balance. You broadcast DAI from a wallet you control; XMR is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send DAI on the wrong network?

    Match ERC-20 on Ethereum exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.