Three steps on ToSwap
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Set the DAI amount and paste the Ripple address that should collect payout on XRP Ledger.
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Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.
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Send exactly that DAI amount to the deposit. After ERC-20 on Ethereum confirms, XRP is pushed to your wallet.
Before you broadcast
- Payout starts after ERC-20 on Ethereum has enough confirmations.
- Use ERC-20 on Ethereum only — the same ticker on another chain is a different asset.
- Read the network badge on the order before you broadcast.
- If XRP is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
Dai on Ethereum
Credit DAI only on ERC-20 on Ethereum. A transfer on any other chain will not show up on this order.
Deposit checklist
Open a wallet that can send on ERC-20 on Ethereum.
The wallet network must match the deposit network printed on the order.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Deposit checklist
Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.
Asset hubs
More anonymous no-KYC lanes and chain notes for each coin.
FAQ for this route
Is KYC or a ToSwap account required for DAI → XRP?
No. ToSwap never opens a profile or asks for ID documents on a standard Dai to Ripple order. You stay non-custodial on both legs.
How fast does XRP usually arrive?
Many payouts leave within minutes after the ERC-20 on Ethereum deposit confirms. Congestion on ERC-20 on Ethereum or XRP Ledger can stretch that — fees and mempools set the clock, not a manual review.
Does ToSwap hold my DAI or XRP?
No hosted balance. You broadcast DAI from a wallet you control; XRP is paid only to the address you paste. Nothing sits under a ToSwap username.
What if I send DAI on the wrong network?
Match ERC-20 on Ethereum exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.