Three steps on ToSwap
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Set the USDT amount and paste the Ripple address that should collect payout on XRP Ledger.
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Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.
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Send exactly that USDT amount to the deposit. After ERC-20 on Ethereum confirms, XRP is pushed to your wallet.
Before you broadcast
- ERC-20 USDT follows Ethereum confirmation times.
- Send USDT on Ethereum mainnet only — not Tron TRC-20.
- Leave ETH in your wallet for gas when sending ERC-20 USDT.
- If XRP is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
USDT ERC-20 on ToSwap — Ethereum only
ERC-20 USDT is a different deposit from TRC-20. On ToSwap, leave ETH for gas and send only on Ethereum mainnet when the order badge says ERC-20.
USDT on Ethereum mainnet
Use an ERC-20 compatible Ethereum address. TRC-20 USDT is a different asset.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Deposit checklist
Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.
Asset hubs
More anonymous no-KYC lanes and chain notes for each coin.
FAQ for this route
Is KYC or a ToSwap account required for USDT → XRP?
No. ToSwap never opens a profile or asks for ID documents on a standard Tether to Ripple order. You stay non-custodial on both legs.
How fast does XRP usually arrive?
Many payouts leave within minutes after the ERC-20 on Ethereum deposit confirms. Congestion on ERC-20 on Ethereum or XRP Ledger can stretch that — fees and mempools set the clock, not a manual review.
Does ToSwap hold my USDT or XRP?
No hosted balance. You broadcast USDT from a wallet you control; XRP is paid only to the address you paste. Nothing sits under a ToSwap username.
What if I send USDT on the wrong network?
Match ERC-20 on Ethereum exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.