No KYC · Non-custodial · Private

Tether to Monero

A fast no-KYC USDT-to-XMR path: the live number is shown first, you fund the deposit from a wallet you control, and payout is automatic on Monero mainnet. Nothing sits in a ToSwap balance between the two legs.

    Start swap

    You Send
    -
    ▼
    All fees included
    Estimated rate: -
    You Get
    -
    ▼

    Three steps on ToSwap

    1. Set the USDT amount and paste the Monero address that should collect payout on Monero mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that USDT amount to the deposit. After ERC-20 on Ethereum confirms, XMR is pushed to your wallet.

    Before you broadcast

    • ERC-20 USDT follows Ethereum confirmation times.
    • Send USDT on Ethereum mainnet only — not Tron TRC-20.
    • Leave ETH in your wallet for gas when sending ERC-20 USDT.
    • If XMR is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    USDT ERC-20 on ToSwap — Ethereum only

    ERC-20 USDT is a different deposit from TRC-20. On ToSwap, leave ETH for gas and send only on Ethereum mainnet when the order badge says ERC-20.

    USDT on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. TRC-20 USDT is a different asset.

    You receive

    Monero on ToSwap — privacy by default

    XMR hides amounts and destinations on-chain. Prefer a fresh subaddress per ToSwap order; after payout, give your wallet time to scan before you assume the GUI is wrong.

    XMR payout not showing?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    USDT Swap Tether (USDT) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Other pairs on this route

    XMR → USDT XMR to USDT via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDT → BTC Exchange USDT for BTC without signup — privacy-first, non-custodial, fees shown before you send. USDT → ETH Exchange USDT for ETH without signup — privacy-first, non-custodial, fees shown before you send. USDT → USDT Convert Tether to Tether with top rates and low fees where the market allows. No profile, no hosted balance. USDT → USDC Convert Tether to USD Coin with top rates and low fees where the market allows. No profile, no hosted balance. USDT → SOL Convert Tether to Solana with top rates and low fees where the market allows. No profile, no hosted balance. USDT → ZEC Convert Tether to Zcash with top rates and low fees where the market allows. No profile, no hosted balance. USDT → BNB Instant Tether → BNB: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDT → LTC USDT to LTC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. USDT → XRP Instant Tether → Ripple: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDT → TRX Instant Tether → Tron: anonymous no-KYC, wallet-to-wallet, payout after confirmation. USDT → DOGE USDT to DOGE via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit.

    FAQ for this route

    Is KYC or a ToSwap account required for USDT → XMR?

    No. ToSwap never opens a profile or asks for ID documents on a standard Tether to Monero order. You stay non-custodial on both legs.

    How fast does XMR usually arrive?

    Many payouts leave within minutes after the ERC-20 on Ethereum deposit confirms. Congestion on ERC-20 on Ethereum or Monero mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my USDT or XMR?

    No hosted balance. You broadcast USDT from a wallet you control; XMR is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send USDT on the wrong network?

    Match ERC-20 on Ethereum exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.