No KYC · Non-custodial · Private

Monero to Tether

Looking for USDT on ERC-20 on Ethereum? Keep custody of both ends: quote on ToSwap, push Monero from your wallet, collect Tether automatically once the deposit depth clears. Private by design — no account to open.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the XMR amount and paste the Tether address that should collect payout on ERC-20 on Ethereum.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that XMR amount to the deposit. After Monero mainnet confirms, USDT is pushed to your wallet.

    Before you broadcast

    • Monero needs confirmations before funds are final — wallet sync matters.
    • Give your Monero wallet time to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • If USDT is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    Monero on ToSwap — privacy by default

    XMR hides amounts and destinations on-chain. Prefer a fresh subaddress per ToSwap order; after payout, give your wallet time to scan before you assume the GUI is wrong.

    Keep the Monero wallet synced

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    USDT ERC-20 on ToSwap — Ethereum only

    ERC-20 USDT is a different deposit from TRC-20. On ToSwap, leave ETH for gas and send only on Ethereum mainnet when the order badge says ERC-20.

    Receiving ERC-20 USDT

    Set your wallet to Ethereum mainnet with the USDT token visible.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    XMR Swap Monero (XMR) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

    Other pairs on this route

    USDT → XMR Exchange USDT for XMR without signup — privacy-first, non-custodial, fees shown before you send. XMR → BTC Exchange XMR for BTC without signup — privacy-first, non-custodial, fees shown before you send. XMR → ETH Move Monero to Ethereum with no KYC and no registration. Non-custodial XMR→ETH, the rate is shown first, coins land in your wallet on ToSwap. XMR → USDT Convert Monero to Tether with top rates and low fees where the market allows. No profile, no hosted balance. XMR → USDC Convert Monero to USD Coin with top rates and low fees where the market allows. No profile, no hosted balance. XMR → SOL Convert Monero to Solana with top rates and low fees where the market allows. No profile, no hosted balance. XMR → ZEC Convert Monero to Zcash with top rates and low fees where the market allows. No profile, no hosted balance. XMR → BNB Instant Monero → BNB: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XMR → LTC Move Monero to Litecoin with no KYC. Non-custodial XMR→LTC, fees shown up front, wallet-to-wallet on ToSwap. XMR → XRP Instant Monero → Ripple: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XMR → TRX Instant Monero → Tron: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XMR → DOGE Exchange XMR for DOGE without signup — privacy-first, non-custodial, fees shown before you send.

    FAQ for this route

    Is KYC or a ToSwap account required for XMR → USDT?

    No. ToSwap never opens a profile or asks for ID documents on a standard Monero to Tether order. You stay non-custodial on both legs.

    How fast does USDT usually arrive?

    Many payouts leave within minutes after the Monero mainnet deposit confirms. Congestion on Monero mainnet or ERC-20 on Ethereum can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my XMR or USDT?

    No hosted balance. You broadcast XMR from a wallet you control; USDT is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send XMR on the wrong network?

    Match Monero mainnet exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.