No KYC · Non-custodial · Private

XRP/MATIC wallet exchange

A fast no-KYC XRP-to-MATIC path: the live number is shown first, you fund the deposit from a wallet you control, and payout is automatic on Polygon mainnet. Nothing sits in a ToSwap balance between the two legs.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    Three steps on ToSwap

    1. Set the XRP amount and paste the Polygon address that should collect payout on Polygon mainnet.

    2. Tap Exchange to lock the live ToSwap quote and reveal this order’s deposit details.

    3. Send exactly that XRP amount to the deposit. After XRP Ledger confirms, MATIC is pushed to your wallet.

    Before you broadcast

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If MATIC is late, refresh your wallet and re-check the order status. When a payout hash is already listed, email or SimpleX support with your Exchange ID — ToSwap has no login that can reopen expired pages.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Polygon — low-cost EVM layer-2

    MATIC (POL) powers Polygon — fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC not received?

    Confirm your wallet is on Polygon PoS mainnet and fully synced.

    MATIC payout tips

    • Use a Polygon-compatible wallet and verify the receive address starts with 0x.
    • Check Polygonscan with the payout tx hash if your balance has not updated.
    • Do not expect MATIC on Ethereum — this route pays out on Polygon PoS.

    Deposit checklist

    Chain mismatches and bad addresses are the usual failure modes — skim these notes before you fund the deposit.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Polygon (MATIC) deposit mistakes Polygon PoS tokens are not Ethereum mainnet tokens. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    How ToSwap works

    Asset hubs

    More anonymous no-KYC lanes and chain notes for each coin.

    XRP Swap Ripple (XRP) — no KYC hub MATIC Swap Polygon (MATIC) — no KYC hub

    Other pairs on this route

    MATIC → XRP MATIC to XRP via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XRP → BTC Convert Ripple to Bitcoin with top rates and low fees where the market allows. No profile, no hosted balance. XRP → XMR Convert Ripple to Monero with top rates and low fees where the market allows. No profile, no hosted balance. XRP → ETH Convert Ripple to Ethereum with top rates and low fees where the market allows. No profile, no hosted balance. XRP → USDT Exchange XRP for USDT without signup — privacy-first, non-custodial, fees shown before you send. XRP → USDT Instant Ripple → Tether: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XRP → USDC XRP to USDC via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XRP → SOL Exchange XRP for SOL without signup — privacy-first, non-custodial, fees shown before you send. XRP → ZEC Exchange XRP for ZEC without signup — privacy-first, non-custodial, fees shown before you send. XRP → LTC Instant Ripple → Litecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation. XRP → TRX XRP to TRX via ToSwap: fast, secure, no user data stored — paste a receive address and broadcast the deposit. XRP → DOGE Instant Ripple → Dogecoin: anonymous no-KYC, wallet-to-wallet, payout after confirmation.

    FAQ for this route

    Is KYC or a ToSwap account required for XRP → MATIC?

    No. ToSwap never opens a profile or asks for ID documents on a standard Ripple to Polygon order. You stay non-custodial on both legs.

    How fast does MATIC usually arrive?

    Many payouts leave within minutes after the XRP Ledger deposit confirms. Congestion on XRP Ledger or Polygon mainnet can stretch that — fees and mempools set the clock, not a manual review.

    Does ToSwap hold my XRP or MATIC?

    No hosted balance. You broadcast XRP from a wallet you control; MATIC is paid only to the address you paste. Nothing sits under a ToSwap username.

    What if I send XRP on the wrong network?

    Match XRP Ledger exactly as printed on the order badge. A wrong-chain deposit often cannot be credited automatically — double-check before you broadcast.